Terms and Conditions.

Our Brand and Service promise. #Smart Way, Better Living.

This terms and conditions statement describes how stawika Limited collects and uses the personal information you provide to us on our website: www.stawika.co.ke. It also describes the choices available to you regarding our use of your personal information and how you can access and update this information. stawika Limited operates the web site accessible from URL www.stawika.co.ke(“Website”) At stawika, we dedicate ourselves to revolutionizing the way individual and businesses manage their financial affairs. We want to give the comfort and confidence so that we can serve your needs better. In that effort, we respect and protect the privacy of those who visit or use our Website. If you have questions or concerns regarding this policy, you should first contact us at info@stawika.co.ke

We collect the following personal information from you

Contact Information such as name, email address, mailing address, phone number, Unique Identifiers such as user name, date of birth, password

We also collect the following information from you

Demographic information such as age, education, gender, interests and postal code
As is true of most Web sites, we automatically gather information about your computer such as IP address, browser type, referring/exit pages, and operating system.

To verify any of the information that you provide in order to effect, administer and fulfil your transactions.
Send you an order confirmation.
Send you requested product or service information.
Send you marketing information or correspond re complaint.
To comply with legal obligations including those aimed at preventing breach of money laundering regulations
If you provide us personal information about others, or if others give us your information, we will only use that information for the specific reason for which it was provided to us.

Subject to your consent or as otherwise permitted by law, we will share your personal information with third parties in ways that are described in the stawika privacy statement. We do not sell your personal information to third parties. We may disclose your personal information to any stawika Affiliate to effect, administer and fulfil transactions. These companies are authorized to use your personal information only as necessary to provide these services in order to help us to run or improve the running of our business or which help us to deliver products and services to you. We may also disclose your personal information for one of the following reasons;

In order to comply with legal, regulatory, security and processing requirements, government requirements applicable to us, our Affiliates or service providers, including but not limited to anti-money laundering laws;

When we believe in good faith that disclosure is necessary to protect your safety or the safety of others, investigate fraud, or respond to a government request/requirements
As permitted or required by the relevant law
To any other third party with your prior consent to do so.

We may disclose Information about current and former customers to perform marketing, business analysis and advertising services to companies with whom we have contractual or joint marketing arrangements upon notice that you have provided unambiguous consent (opt-in) for the use of information for these purposes. If stawika Limited is involved in a merger, acquisition, or sale of all or portion of its assets, you will be notified via email and/or prominent notice on our website of any material change in ownership or uses of personal information, as well as any choices you may have regarding your personal information.

We may use cookies, for example, to keep track of your preferences and profile information. Cookies are also used to collect general usage and volume statistical information that those not include personal information.

Our Web pages contain electronic images known as Web beacons and are used along with cookies to compile aggregated statistics to analyse how our site is used and may be used in some of our emails to let us know which emails and links have been opened by recipients. This allows us to gauge the effectiveness of our customer communications and marketing campaigns. We use a third party to gather information about how you and others use our Web site. For example, we will know how many users access a specific page and which links they clicked on. We use this aggregated information to understand and optimize how the site is used.

Our site includes links to other Websites whose privacy practices may differ from those of stawika Limited. If you submit personal information to any of those sites, your information is governed by their privacy statements. We encourage you to carefully read the privacy statement of any Website you may intend to visit.

We endeavour to maintain physical, technical and procedural safeguards by following generally accepted industry standards and complying with applicable government laws and regulations to guard your information submitted to us, both during transmission and once we receive it. We also endeavour to restrict information access to our employees, agents and representatives who need to know it. Despite our efforts, and as your probably know, no method of transmission over the internet, or method of electronic storage, is fully secure, however. Therefore, whilst we try our best, we cannot guarantee its absolute security. We will retain your information for as long as your account with us is active or as needed to provide you with our services. If you wish to cancel your account or to request that we no longer use your information to provide you with our services, contact info@stawika.co.ke. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements in the relevant jurisdiction.

Our Web site includes widgets, which are interactive mini-programs that run on our site to provide specific services from another company (e.g. displaying the news, opinions, etc.). Personal information, such as your email address, may be collected through the Widget. Cookies may also be set by the Widget to enable it to function properly. Information collected by this Widget is governed by the Terms and Conditions of the company that created it.

You may request details of the information that we hold and request us to correct or erase any erroneous or out-of-date information, by contacting us at info@stawika.co.ke. to protect your privacy, we will also take reasonable steps to verify your identity before making or providing you with details or making the corrections.

If we make changes to any of our privacy policies or practices with respect to how we use personally identifiable information, we’ll post those changes to this privacy statement as and when they come into effect. We encourage you to periodically review this page for the latest information on our privacy practices.

Please note you can contact us about this privacy statement by writing or email us at the address or email below:
stawika Limited, Email: info@stawika.co.ke